Senior Credit Risk Analyst, Malmö

As our Senior Credit Risk Analyst, you will be part of our Central Credit Risk team. Your responsibilities will be to develop and improve our IFRS 9 framework. Your approach should be quantitative, ideally complemented by regulatory understanding. You will be part of Ikano, where we create possibilities for a better living by providing banking and financial services. We do it with different perspectives, natural curiosity and long-term focus. A unique chance for greater responsibility and future opportunities. Let’s achieve great things together.

Create finance solutions for a better living
The Central Credit Risk team supports all Ikano offices in seven different countries with application and behavioural credit risk models for consumers as well as corporate leasing and factoring. The team is also responsible for IFRS9 framework and financial analytics with respect to risk. You will be involved in some or all of the following areas:

  • Responsibility of developing our IFRS 9 framework
  • Develop and validate underlying statistical models within our IFRS 9 framework, including PD, EAD, LGD and supporting models
  • Develop relationships and business understanding with our seven local markets and Senior Management Team
  • Take primary responsibility for credit risk input in budget process
  • Drive improvement in our business enhancement tools within the B2B area

We offer you
Operating in a central function, you will have an active role in developing our financial performance within the risk area. You will work closely together with local specialists in Risk and Finance to improve processes and calculations. This position is more than what meets the eye. You will get the chance to push boundaries and influence your daily work as well as the performance of the bank. All as part of a caring and open culture where we live our values, work hard, have fun and operate with a long-term perspective. Because here opportunities arise and growth follows.

Are you the one for Ikano?
The ideal candidate for this role has a degree in Mathematics, Engineering, Statistics or similar. Interest in modeling and finance is another prerequisite to be successful. As a person, you are curious, open minded and eager to learn and share your expertise. You have more than 6 years of experience from positions within risk. You are comfortable in working independently as well as working in a team and are fluent in English.

Join us now – together we will find a better way
The recruitment process is carried out in collaboration with the consulting company Compass Human Resources Group A/S. Please submit your CV and application in English on  If you would like to find out more about this position before submitting your application, which will be handled confidentially, please do not hesitate to contact Partner Anita Blinkenborg on tel.: +45 70 20 12 75. Please note that we will reply to the email address from which you send your CV.

About us
Ikano Bank offers simple and attractive savings and loan products for consumers, sales support services for retailers, and leasing and factoring solutions for corporate customers. Ikano Bank has a presence in Sweden, Denmark, Finland, Norway, the UK, Poland, Germany and Austria. Ikano Bank is part of Ikano Group, who is an international group of companies operating in the areas of banking, insurance, residential and retail. At Ikano, our vision is to create possibilities for better living. We do this by working together to create simple and meaningful solutions based on fair terms that bring value to our customers. Ikano Group was established in 1988 and is owned by the Kamprad family. Find out more about us on 

Deadline for application: As soon as possible
Workplace: Hyllie/Malmö
Reference: 1904.041
Company: Ikano Bank